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 | How to start an investment initiative
निवेश की पहल कैसे शुरू करें ?
How to start an investment initiative ?
तो आइये जानते हे आज निवेश की पहल कैसे शुरू कर सकते हैं
निवेश शुरू करने के लिए आप को दिए गए इन महत्वपूर्ण बिन्दुओ पर चर्चा करनी होगी
और वो बिंदु इस प्रकार है
→ 1. निवेश क्या है ? What is investment?
2. निवेश क्यों करना चाहिए ? Why should you invest?
3. निवेश के क्या लाभ हैं ? What are the benefits of investing?
4. निवेश के विकल्प क्या हैं ? What are the investment options?
________________________________________________
आइये इनके बारे में विस्तार से जाने
1. निवेश आय का वह भाग है जो वास्तविक पूंजी निर्माण के लिये खर्च किया जाता है।
मुलभुत रूप से इसे कुछ छोटे शब्दो में कहें तो निवेश एक हमारा ऐसा व्यक्तिगत फैसला या चुनाव हैं जिसके द्वारा हम कुछ समय बाद एक अच्छा लाभ अर्जित कर सकते हैं और हमारी मुलभुत जरूरतों को अच्छे से पूरा कर सकते हैं
ऐसे अच्छे चुनाओ से हम हमारे भविस्य को एक सुरक्षित बना सकते हैं
Basically to put it in a few short words, investment is our personal decision or choice by which we can earn a good profit after some time and fulfill our basic needs well.
With such good choices, we can make our future a safe one.
2. निवेशन आपकी बचत को बढ़ाकर एक बड़े फण्ड में बदलने का एक तरीका है जिससे आपको अपने लक्ष्य हासिल करने में मदद मिल सकती है. लेकिन सवाल उठ सकता है कि निवेश क्यों करें जब कि हम अपने पैसे वर्तमान की चीजों पर खर्च कर सकते हैं? अपनी बचतों को निवेश करने से क्या फायदा होगा? इस आलेख में इन सारी बातों पर चर्चा की जाएगी.
आप जो पैसे कमाते हैं उसका क्या करते हैं? उन पैसों से आप दो काम कर सकते हैं, या तो खर्च कर दें, या उसकी बचत करें. कुछ खर्चे अनिवार्य होते हैं और वह करना ही होता है. भोजन पर खर्च, बिजली या टेलीफोन कनेक्शन जैसी सुविधाओंके लिए भुगतान करना ज़रूरी है. लेकिन मनमर्जी के ऐसे अनेक खर्च हैं जिनसे आपको थोड़ी देर के लिए तात्कालिक सुख मिल सकता है. उदाहरण के लिए, आप अपने दोस्तों या परिवार के साथ रात का खाना खाने बाहर जा सकते हैं या वस्तुएं खरीदने में पैसे खर्च कर सकते हैं. ऐसा करके आपको बेशक खुशी मिल सकती है, लेकिन वे आकस्मिक निधि के रूप में आपके हाथ में बची रकम को गटक जाता है. यह आपकी बचत को घटा देता है.
हालांकि मनमर्जी के सामानों पर पैसे खर्च करने के ये छोटे-छोटे फैसले उस समय उतने महत्वपूर्ण नहीं लगते हैं, लेकिन यही धीरे-धीरे एक समय के बाद मिलकर बड़ी रकम हो जातीं है. इसके ठीक विपरीत अपने खर्च पर लगाम लगाकर आप न केवल बचत की रकम खड़ी कर सकते थे, बल्कि उसके माध्यम से और अधिक आमदनी अर्जित करने के लिए उन बचतों को कहीं निवेश कर सकते थे.
Investments are a way to grow your savings into a larger corpus that can help you achieve your goals. But the question may arise that why invest when we can spend our money on present things? What are the benefits of investing your savings? All these things will be discussed in this article.
What do you do with the money you earn? With that money you can do two things, either spend it, or save it. Some expenses are inevitable and that has to be done. It is necessary to pay for facilities like food, electricity or telephone connection. But there are many such expenses of will, from which you can get instant happiness for a while. For example, you can go out to have dinner with your friends or family or spend money on buying things. Doing so may bring you happiness, of course, but they end up piling up the amount left in your hands as a contingency fund. This reduces your savings.
Although these small decisions of spending money on things of choice do not seem that important at that time, but they gradually add up to a big amount after a time. On the contrary, by controlling your spending, you could not only create a corpus of savings, but could also invest those savings somewhere to earn more income through it.
3. निवेश करने के कुछ बहुत महत्वपूर्ण फायदे हैं
वो इस प्रकार हैं
पहला - ये की इसे आप अपना आर्थिक भाई मानकर कर सकते हैं वो इसे कि जब
आप की आर्थिक हालत खराब हो तब आप के सभी साथ छोड़ देते हैं लेकिन उसी
समय पर आपका साथ देने के लिए आपका आर्थिक भाई आपके साथ हैं ये रहेगा तो आपको किसी के सामने हाथ फैलाने नहीं पड़ेंगे |
दूसरा - ये की आप इसे अपना रेटायरमेंट प्लान मान कर कर सकते हैं जैसे आपने 25 साल की उम्र से निवेश की शुरुआत कर दी तो सिर्फ एक लाख रुपये सालाना का निवेश आपको 60 साल की उम्र में पांच करोड़ रुपये का मालिक बना देगा. इसके लिए 12% सालाना रिटर्न का अनुमान लगाया गया है.
तीसरा - ये की आप इसे महंगाई से मुकाबला करने के लिए अगर आप निवेश के सही विकल्प चुनते हैं तो महंगाई की औसत दर के बाद भी कुछ सालों बाद आपके हाथ में आपकी जरूरत के लायक पैसे आते रहेंगे और आपकी पूंजी बची रहेगी. मसलन निवेश के बेहतर विकल्प में आपको लंबी अवधि में सालाना 14-15% तक रिटर्न मिल सकता है. अगर किसी वजह से एक-दो साल में महंगाई की दर 8-10 फीसदी रहती है, तब भी आपके निवेश पर रिटर्न इससे अधिक मिलता रहेगा. वास्तव में आप इस तरह के विकल्प के माध्यम से महंगाई के असर को नजरंदाज कर अपने खर्च जारी रख सकते हैं.
There are some very important advantages of investing
they are like this
First - that you can do this as your financial brother, that is when
If your financial condition is bad, then all of you leave with you but the same
If your financial brother is with you to support you on time, then you will not have to spread your hands in front of anyone.
Second - that you can do this considering your retirement plan as if you start investing from the age of 25, then investing only one lakh rupees annually will make you the owner of five crore rupees at the age of 60 years. For this, 12% annual return has been estimated.
Third - that if you choose the right investment options to combat this inflation, then even after a few years after the average rate of inflation, the money you need will continue to come in your hands and your capital will remain. For example, in a better investment option, you can get returns up to 14-15% per annum in the long term. Even if for some reason the inflation rate remains 8-10 per cent in a year or two, your return on investment will continue to be higher than this. In fact, through such an option, you can continue with your expenses by ignoring the effect of inflation.
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Date Added: Monday, July 17, 2023 |
 | Learn Spanish Easily By Watching News Reports
Many use online games to while away time or to wind down themselves.
Moreover, purchasing already have a game that you enjoy, cardiovascular exercise look for that sequels. Obtain the latest global news, quality stories and reporting for the fingertips. Sharing the valuable information for the games will truly help you started to create money casino game.
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Date Added: Friday, September 22, 2023 |
 | Earneasy24 app real or fake?
Earneasy24 is a Captcha Filling Earn Money App. This app has more than 1 million downloads on Google Play Store, but the question is, is Earneasy24 a real app? Can money be earned from this? In this post, we will know whether Earneasy24 app is real or fake?
When you download and open this app, you will be asked to take a paid plan to earn money. You can earn sufficient money from this app for free. According to this app, you have to take its plan to earn money, only then you will be able to earn by working in it.
https://bharat18.in/earneasy24-app-real-or-fake-proper-review/
Date Added: Friday, September 22, 2023 |
 | Earneasy24 app real or fake? Review 2023
Earneasy24 App is Fully Real and Genuine, Lots of peoples earn money from this app. There is not one but many reasons for this app being real.
https://www.earneasy24.com/
Date Added: Tuesday, September 26, 2023 |
 | Earneasy24 app real or fake? Review 2023
EarnEasy24 app is a real app. Most of the apps which are available in play store are real and legit.
This is a very good one because it helps you a lot to pass the time when you don't have any work so you can earn money using this app and also make your time valuable.
https://www.webapkreview.com/2023/06/EarnEasy24-app.html
Date Added: Friday, September 29, 2023 |
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